Helping more Australians
make better decisions
Two Critical Decisions.
No Regrets.
These books are designed to help you:
- Avoid the mistakes most people only realise too late
- Make confident, informed financial decisions
- Protect both your money and your relationships
The Bank of Mum & Dad
The No-regrets Guidebook to Helping your Children
Before you give your child money… read this.
Helping your child buy a home feels like the right thing to do—but it can come with hidden financial and emotional risks.
This book shows you how to:
- Help without undermining your child’s independence
- Avoid common financial traps parents fall into
- Protect your wealth, your family, and your future
Book available for pre-publication sale - shipping from August 1.
Ebook available now.
The No-Regrets Guide to Retirement.
How to Live Well, Invest Wisely and Make Your Money Last.
Retirement isn’t the end of financial decisions—it’s where the biggest ones begin.
A practical, honest guide to making smart choices about your money, lifestyle, and future—so you don’t look back with regret.
Learn how to:
- Plan with clarity and confidence
- Avoid the most common retirement mistakes
- Make your money last—and work for you
The No-Regrets Bundle
Buy both for $50 (Save $9.90)
Because the decisions you make today affect both your children’s future and your own.
- Guidance for helping your children financially
- A clear plan for your own retirement
- Confidence across two of life’s biggest financial decisions
Please note - your purcahse will be shipped from August 1 as The Bank of Mum and Dad is a pre-publicaiton sale.
Free Chapter 3
Why Today’s Property Market Is Nothing Like the One You Remember
A clear-eyed look at how much has changed — and what it really means when you’re considering helping your children buy their first home.
If you bought your first home decades ago, you probably remember it as one of the best financial decisions you ever made. Many parents naturally think: “If only someone had given me a helping hand back then…”
But the market your children are facing is fundamentally different.
In this chapter from The Bank of Mum & Dad, Patricia Howard explains why the rules have changed so dramatically.
You’ll gain practical clarity on:
- Why not every property is a good investment today (and how to spot the ones that aren’t)
- The case for starting small rather than overextending - even with help
- How buyer’s agents and good mortgage brokers can make a real difference when parents are contributing
- The realities of negative gearing and the valuable (but often misunderstood) 6-year CGT rule
- A simple “deposit saving test” to check whether your child is truly ready for home ownership
- Why forcing the “property is the only way” mindset can sometimes do more harm than good
This chapter helps you move from well-intentioned assumptions based on your own experience to thoughtful, informed decisions that protect your child’s independence, your own financial security, and family relationships.
Get Chapter 3 instantly — free, no strings attached.
You'll also get Patricia's short No-Regrets email series over the following weeks: practical, no-fluff perspectives on family money decisions in Australia. Unsubscribe any time.
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