Finalist in the
Women in Finance Awards 2021

Quality Retirement
Planning Advice

Financial Planner,
Journalist, Author
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Make Your Retirement
The Best years of Your Life

THE NO-REGRETS GUIDE
TO RETIREMENT

How to live well, invest wisely and make your money last.
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Make your retirement the best years of your life

The No-Regrets Guide to Retirement

Make Retirement the Best Years of Your Life.

R

etirement is all about achieving peace of mind regarding your financial situation, so you can really enjoy your life.

The advice I give my financial planning clients is mirrored in my new book, The No-Regrets Guide to Retirement. It’s a very simple, straight-forward approach.

I help clients think through their options in terms of how they want to spend their retirement, and then put in place sound financial decisions that help them achieve those goals.

Retirement planning should focus on generating as much income as you can as safely as you can, while ensuring some capital growth for the years ahead.

It’s about making sound investment decisions. Your retirement savings are both precious and irreplaceable. They also have to last you a long time.

Patricia Howard Financial Planner

About My Book header
About My Book

The No-Regrets Guide to Retirement

About My Book
About My Book
No Regrets to Retirement

About my Book

M

ost people worry they don’t have sufficient funds to retire and that they will run out of money.

The No-Regrets Retirement Guide will change your mind. It will help you be more positive and optimistic and help ensure your retirement is one of the best times of your life!

This easy-to-read guide will help you enjoy every minute of your retirement.

Learn how to:
• Discover your ‘a half-a-million-dollar nest egg’
• Make the most of your retirement savings

About The Author

About The Author

Patricia Howard

H

aving worked for almost two decades building my own financial planning practice, and prior to that working as a senior finance journalist for The Age newspaper, I believe I have a wealth of knowledge to share with you about retirement.

I want to change the way you think about retirement, and help create what I hope will be the best years of your life.

In writing this simple, easy to read book, The No-Regrets Guide to Retirement, I hope to help every Australian plan a better, more enjoyable retirement.

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Patricia Howard, Author

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Section contacts

AFSL Details

Patricia Howard

Senior financial planner and principal of

 Patricia Howard Financial Planning,

a boutique financial planning practice

and corporate authorized representative of



Howard-Osmond Financial Services

ABN 79 127 238 144

Australian Financial Services Licence Number

412820

P.O. Box 2175, Rosebud, VIC. 3939

Tel: 0427 429 817

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