Book a Conversation

If you would like a one-on-one conversation either by Zoom or telephone, with Patricia Howard about your financial situation please book a time.

While there is a charge for this, if you proceed to have a Statement of Advice prepared, the cost of this initial conversation will be deducted from that charge.


AFSL Details

Patricia Howard

Senior financial planner and principal of

 Patricia Howard Financial Planning,

a boutique financial planning practice

and corporate authorized representative of



Howard-Osmond Financial Services

ABN 79 127 238 144

Australian Financial Services Licence Number

412820

P.O. Box 2175, Rosebud, VIC. 3939

Tel: 0427 429 817

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